**The new OECU Banking App is now available for download in the Google Play Store!**
Our new and improved Digital Banking Upgrade is now active! For upgrade information, Click Here.

Certificate of Deposit

A Certificate of Deposit can be a short or medium-term investment, interest-bearing, and NCUA insured deposit instrument.  Certificates of Deposit offer higher rates of return than Money Market accounts but strictly limit transaction activity.  Money removed before maturity is subject to a penalty.  Certificates of Deposit are also known as “time deposits” because the account holder has agreed to keep the money in the account for a specified term or time period.

Click here to see a list of all available rates.