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About Us

Welcome to Oklahoma Educators Credit Union! We are your full-service, not-for-profit financial institution. We’re member-owned and operated, so you’ll always feel at home. Also, we have no stockholders to pay. Profits (after operating expenses) are returned directly to you and your fellow members in the form of higher dividends on savings, lower loan rates, and reduced fees for services!

Worried that you may not qualify for membership? Initially chartered in 1960, our membership base has expanded greatly to include school employees, students, Select Employee Groups, and Select Associational Groups within the State of Oklahoma. Additionally, if you are a family member of anyone who qualifies for membership, then you too can have the benefit of Oklahoma Educators Credit Union. Call and we’ll work hard to make you a member.

Rest easy knowing your money is safely secured!

Types of Accounts Insured by the Share Insurance Fund

Share insurance covers many types of share deposits received at a federally insured credit union, including deposits in a share draft account, share savings account, or time deposit such as a share certificate. Share insurance covers members’ accounts at each federally insured credit union, dollar-for-dollar, including principal and any accrued dividend through the date of the insured credit union’s closing, up to the insurance limit. This coverage also applies to nonmember deposits when permitted by law.

  • Single Ownership Accounts (owned by one person with no beneficiaries): $250,000 per member-owner
  • Joint Ownership Accounts (two or more persons with no beneficiaries): $250,000 per owner (with the primary owner a member of the credit union)
  • IRAs and Other Certain Retirement Accounts: $250,000 per member-owner
  • Revocable Trust Accounts: Each member-owner is insured up to $250,000 for each eligible beneficiary named or identified in the revocable trust, subject to limitations and requirements
  • Irrevocable Trust Accounts: Each owner (so long as all owners or all beneficiaries are members of the credit union) is insured up to $250,000 for each beneficiary named or identified in the irrevocable trust, subject to specific limitations and requirements. Coverdell Education Savings Accounts, formerly education IRAs, are insured as irrevocable trust accounts.

Note: A qualifying eligible beneficiary must be a natural person or a charitable organization or non-profit entity under the Internal Revenue Code

These share insurance coverage limits refer to the total of all shares that account owners have at each federally insured credit union. This listing shows only the most common ownership types that apply to individual and family shares and assumes that all NCUA and share insurance coverage requirements are met.

Visit any of our convenient locations for speedy and friendly service with ANY of your financial needs. For more information visit Share Insurance Coverage | NCUA.