**The new OECU Banking App is now available for download in the Google Play Store!**
Our new and improved Digital Banking Upgrade is now active! For upgrade information, Click Here.


Loans to match your lifestyle image promoting auto loans, recreational vehicle loans, extended vehicle warranties, mortgage loans, heloc, storm shelter loans, vacation loans, personal loans, share secured loans, back to school loans, and credit cards. OECU logo and Equal Housing Opportunity logo

Apply Online

If you’d like to apply right away, simply click here to go to our quick online application.  After receiving your application, a loan officer will contact you to review our current rates and other terms. If applying for a mortgage loan, click here instead.

Apply in Person

If you would prefer to apply with a live person, you can meet with a Loan Officer at any of our branches.

Apply By Phone

If applying over the phone is more convenient for you, please call us at (405) 722-2234 or toll-free (800) 324-8259.

Great Features at No Extra Cost

All of our consumer loans come with many extra features that save you time and money, as well as making your life easier, too!

  • Simple interest so if you pay ahead or pay the loan off early, you’ll save money.
  • No pre-payment penalties so you can pay the loan off anytime you want.
  • Skip a month’s worth of payments annually for a small fee. (Interest will continue to accrue on the unpaid balance)
  • Low-rate, monthly Payment Credit Life and Disability Insurance can be included in your monthly payment to cover the balance of the loan to protect you and your family for typically only a few dollars a month.
  • Easy automatic payments using the method you prefer the most whether its Direct Deposit, Payroll Deduction, Automatic Payment Transfer or using our Online Home Banking.
  • Easy online advances (line of credit) using Online Home Banking to transfer funds to your savings or checking accounts.

Click here to see a list of all available rates.

If you’re looking for a loan with flexible payment options, low rates and a quick financing decision, you’ve just found it! By offering a broad selection of loans to meet virtually everyone’s needs, we’re making dreams come true every day.