*Current OECU loans not eligible for refinancing. If applying in person, you must present and surrender original mailer at time of loan application to be eligible for cash back. No reproductions accepted. Cash back equal to 1% of loan amount being refinanced with a maximum of $500 paid. Rebate paid at time of loan disbursement. Rebate deposited into primary share account with OECU. Interest will begin to accrue the day of disbursal. Not all applicants will be approved for promotion. Approval based off of credit worthiness and collateral value. OECU reserves the right to terminate or modify offer at any time without prior notice. Membership eligibility required. Federally insured by NCUA.