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This holiday season, we’re excited to offer a special, limited-time Christmas Loan to help you make the season extra bright! With rates as low as 7.99% APR* with active direct deposit, or 9.99% APR* without, this offer is designed to make holiday spending more manageable. Whether you’re planning gifts, travel, or festive gatherings, our Christmas Loan can provide the boost you need. Don’t wait—this offer ends on 12/20/24, so act now to take advantage and make this holiday season memorable without the worry! Visit a branch location, call us, or apply online! * LIMITED TIME OFFER. APPLICATIONS RECEIVED AFTER 12:00 AM...

April is Financial Literacy Month, an we’re empowering our members with the knowledge they need to achieve their goals at every age and every stage of life. When it comes to Spring cleaning, it’s time to start thinking outside the box. This spirit of renewal applies to more than just your closet! Spring is an ideal time to dust off your finances and tidy up your budget. Maybe your tax returns have motivated you to increase your emergency savings for the year ahead, or perhaps you need a refresher on the New Year’s resolution you made to improve your credit score?...

As our parents age and become grandparents, it is very important to be mindful of things that may not always be so obvious. Elder abuse happens more commonly than you would think and it isn’t always easy to spot.  “In fact, one out of 10 older adults worldwide experience some form of abuse.”* What is elder abuse? Elder abuse can be defined as “a single, or repeated act, or lack of appropriate action, occurring within any relationship where there is an expectation of trust which causes harm or distress to an older person.”** These abuses can be physical, mental, psychological and even...

To rent or to buy, that is the question! When it comes to determining where you live and what you live in, it’s always best to research the pros and cons and evaluate how they fit in with your lifestyle. While renting a house seems like it would be easier without maintenance costs, you also are more restricted in what you can do while living there. Check out these advantages and disadvantages for buying and renting a house. Below are the pros and cons to buying versus renting. Advantages of buying a home: When you purchase a house, you purchase an...

The month of October is National Cybersecurity Awareness Month. As we become a more technologically reliant society, it is important for us to remain vigilant with our online security. Releasing certain information over the internet can put you at serious risk for identity theft. Here are some common online scams that you should be aware of: 1. Phishing Scams Phishing emails are disguised to look like legitimate emails that trick you into believing they are real. These emails will often ask you to respond with personal information or have you follow a link to an insecure website. To combat these fraudulent emails,...

1. Be careful with credit Entering college can be scary, but there’s nothing more anxiety inducing than thinking about being financially stable. During orientation week, banks and credit card companies may be offering credit cards specifically for college students. If you’re wanting to build credit, this is a great option for you! The interest rates for beginner cards are typically low and you may have a little while before interest hits. Make sure you read the fine print and are responsible enough to keep up with your payments. 2. Stick to a budget Saving and budgeting is hard, but it isn’t impossible. Take...

With a Kidz Only Savings Club account, kids begin to learn the importance of saving and managing money. The Kidz Only Club is fun, and FREE! Kids can earn fun prizes like a frisbees, kites, krazy putty, bubbles, and so much more when they work towards saving their money! Designed for kids up to 12 years of age, the club teaches financial education through stories, games and entertaining activities. When you enroll your child in the Kidz Only Savings Club, they'll receive a savings goal tracker, access to a website with fun activities and information, special just-for-kids quarterly newsletters, and access to...