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Loans

OECU Loan Types Listed

Apply Online

If you’d like to apply right away, simply click here to go to our quick online application.  After receiving your application, a loan officer will contact you to review our current rates and other terms. If applying for a mortgage loan, click here instead.

Apply in Person

If you would prefer to apply with a live person, you can meet with a Loan Officer at any of our branches.

Apply By Phone

If applying over the phone is more convenient for you, please call us at (405) 722-2234 or toll-free (800) 324-8259.

Great Features at No Extra Cost

All of our consumer loans come with many extra features that save you time and money, as well as making your life easier, too!

  • Simple interest so if you pay ahead or pay the loan off early, you’ll save money.
  • No pre-payment penalties so you can pay the loan off anytime you want.
  • Skip a month’s worth of payments annually for a small fee. (Interest will continue to accrue on the unpaid balance)
  • Low-rate, monthly Payment Credit Life and Disability Insurance can be included in your monthly payment to cover the balance of the loan to protect you and your family for typically only a few dollars a month.
  • Easy automatic payments using the method you prefer the most whether its Direct Deposit, Payroll Deduction, Automatic Payment Transfer or using our Online Home Banking.
  • Easy online advances (line of credit) using Online Home Banking to transfer funds to your savings or checking accounts.

Click here to see a list of all available rates.

If you’re looking for a loan with flexible payment options, low rates and a quick financing decision, you’ve just found it! By offering a broad selection of loans to meet virtually everyone’s needs, we’re making dreams come true every day.