Rates

Effective 8/25/2016 – APY is accurate as of the last Dividend Declared Date – Until Further Notice

Account Rates

Account APY² Disclosures
Go Green Rewards Checking 0.10% Non Qualified Tier
1.25% Qualified Tier 1 ($0 – $15,000)
0.20% Qualified Tier 2 (Over $15,000)
Savings 0.10% $5 minimum balance to earn dividends
 

Money Market Rates

Tier APY²
$2,000 and Greater 0.20%
$0 to $1,999.99 0.10%

Share Certificate Dividends

Term * $0.00 –
$74,999.99
$75,000.00 – $224,999.99 $225,000.00+
6 Months Dividend Rate 0.50% 0.65%
APY2 0.50% 0.65%
12 Months Dividend Rate 0.65% 0.75%
APY2 0.65% 0.75%
18 Months Dividend Rate 0.75% 0.85%
APY2 0.75% 0.85%
24 Months Dividend Rate 0.85% 1.00%
APY2 0.85% 1.00%
30 Months Dividend Rate 1.00% 1.19%
APY2 1.00% 1.20%
36 Months Dividend Rate 1.19% 1.39% 1.59%
APY2 1.20% 1.40% 1.60%
48 Months Dividend Rate 1.49% 1.64% 1.83%
APY2 1.50% 1.65% 1.85%
60 Months Dividend Rate  1.59%  1.74% 1.93%
APY2  1.60  1.75% 1.95%

* The minimum deposit for the second rate tier on certificates is $50,000 if you have a checking with direct deposit or an active loan.

IRA Share Certificate Dividends

Term * $0.00 –
$74,999.99
$75,000.00 – $224,999.99 $225,000.00+
6 Months Dividend Rate 0.50% 0.65%
APY2 0.50% 0.65%
12 Months Dividend Rate 0.65% 0.75%
APY2 0.65% 0.75%
18 Months Dividend Rate 0.75% 0.85%
APY2 0.75% 0.85%
24 Months Dividend Rate 0.85% 1.00%
APY2 0.85% 1.00%
30 Months Dividend Rate 1.00% 1.19%
APY2 1.00% 1.20%
36 Months Dividend Rate 1.19% 1.39% 1.59%
APY2 1.20% 1.40% 1.60%
48 Months Dividend Rate 1.49% 1.64% 1.83%
APY2 1.50% 1.65% 1.85%
60 Months Dividend Rate 1.59% 1.74% 1.93%
APY2 1.60 1.75% 1.95%

* The minimum deposit for the second rate tier on certificates is $50,000 if you have a checking with direct deposit or an active loan.

Loans

Loan Type As Low As (APR1) As High as (APR1) Disclosures
Secured Loans 2.99% 18.00% Rate determined by credit history
Signature Loans 8.49% 18.00% Rate determined by credit history

 

Disclosures

  • APR1 = Annual Percentage Rate. Rates are based on creditworthiness and other factors and not all applicants will receive the lowest rate.
  • APY2 = Annual Percentage Yield
  • IRA and CD Share Certificate accounts have up to a $1,000 minimum to open based on tiered  minimums and terms, and penalties for early withdrawals may apply.
  • All Consumer and Mortgage loans are closed end loans, except for the home equity line of credit which is an open end loan.
  • Rates are variable and may change at any time. To obtain current rate information call (405) 722-2234 or 1-800-324-8259.
  • Fees may reduce earnings on deposit accounts. Our fee schedule can be accessed from the Truth In Savings disclosures. to visit our disclosures page.
  • * The minimum deposit for the second rate tier on certificates is $50,000 if you have a checking with direct deposit or an active loan.
  • The Go Green checking account rates are tiered based on daily balance and monthly qualifications as stated in the Truth In Savings disclosure for share accounts.

 

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